Parex

Construction materials in the Coffee Region, paid upfront or on credit

For builders and contractors with projects in Pereira, Dosquebradas, Manizales and Armenia. Buy from verified suppliers upfront or with a revolving credit line on 30, 60 or 90-day terms, for new builds, structural retrofits or reconstruction. The supplier gets paid on delivery.

Updated:

How to buy materials with Parex in the Coffee Region

  1. Book a call and tell us about the project you are running and the materials you need.
  2. Choose how to pay. Upfront from your first purchase, or with a revolving credit line on 30, 60 or 90-day terms.
  3. Send your company documents. Within 48 hours of receiving the complete set we tell you whether you qualify for a credit line.
  4. Issue the purchase order to verified suppliers that deliver in Pereira, Dosquebradas, Manizales and Armenia. The supplier gets paid on the day delivery is confirmed.
  5. Repay on the agreed terms from project cash flows. As you repay, the available amount is released and you can use it again.

Upfront purchases count too. They show us your payment behavior, and with that history we can offer you better financing terms on your next purchases.

Rebuilding after the August 10 earthquake

According to Colombia’s disaster management agency (UNGRD), the magnitude 7.4 earthquake of August 10, 2026 destroyed 11,757 homes and damaged 48,755 in Risaralda alone, with further damage in Caldas and Quindío. Repairs, retrofits and reconstruction will require steady materials purchases for months, often before insurance, subsidy or owner financing arrives.

  • Extended permits. Decree 1448 of 2026 extended valid building permits by 12 months in the 16 affected departments and set special rules for structural retrofit and reconstruction permits.
  • Prior studies. In medium or high geotechnical hazard zones the decree requires detailed studies before building. Have them ready before committing to large purchases.
  • Pay on terms. With the credit line you can buy steel, concrete and masonry for retrofit work and pay on 30, 60 or 90-day terms as the project receives its funds.

The construction market in the Coffee Region

+420.8%
licensed construction area in Quindío between January and July 2026, before the earthquake
+132.7%
licensed area in Risaralda over the same period
+64.4%
licensed area in Caldas over the same period
7.19%
annual change in construction costs in Manizales as of August 2026 (DANE ICOCED)

Before the earthquake, the Coffee Region already had some of the fastest growth in building permits in the country. Those licensed projects, together with reconstruction, keep demand for materials high in the region. The Camacol and DANE figures on this page were measured before August 10.

What to consider when buying materials in the Coffee Region

  • High seismic hazard zone. Pereira, Manizales, Armenia and Calarcá are in the high zone under the NSR-10 building code. Require reinforcing steel with a quality certificate, concrete with certified strength and supplier traceability on every delivery.
  • High demand for inputs. With reconstruction under way, secure availability and delivery times when you issue the purchase order.
  • Aerocafé. Works on the airport in Palestina (Caldas) started in April 2026, with a 46-month first stage that adds demand for materials in the region.

Why buy materials on credit

  • You keep the project’s cash for payroll, labor and progress.
  • One line for several suppliers. Buy steel, concrete, masonry or finishes with the same credit line.
  • The supplier gets paid on delivery. That makes it easier to secure availability and delivery times.
  • Decision within 48 hours of receiving your complete documents.

Frequently asked questions.

Yes. You can use the line to buy materials for structural retrofits, repairs or reconstruction, as long as the work is carried out by a construction company or contractor.

Yes. We work with suppliers that deliver in Pereira, Dosquebradas, Manizales and Armenia. We confirm each supplier’s coverage when the purchase order is issued.

Yes. You can pay upfront from your first order. Every upfront purchase shows us your payment behavior, and with that history we can offer you better financing.

Once we receive all your company documents, we tell you within 48 hours whether you qualify for a credit line.

The available amount is released as you repay. You can use it again for new purchases without filing a new application each time.

No collateral is required. Experience with completed and delivered projects is ideal. If the project runs under a regulated real estate trust (fideicomiso), that counts in your favor.

Related

GuideHow to finance the construction materials for a projectConstruction loans, supplier credit, factoring and revolving lines: when to use each.Bogotá and the SabanaConstruction materials in Bogotá, paid upfront or on creditProjects in Bogotá, Soacha and the western Sabana. Upfront or 30, 60 or 90-day credit.Medellín and AntioquiaConstruction materials in Medellín, paid upfront or on creditProjects in the Aburrá Valley and eastern Antioquia. Upfront or 30, 60 or 90-day credit.Barranquilla and AtlánticoConstruction materials in Barranquilla, paid upfront or on creditProjects in Barranquilla, Soledad, Puerto Colombia and Malambo. Upfront or 30, 60 or 90-day credit.Cartagena and BolívarConstruction materials in Cartagena, paid upfront or on creditHousing, hotels and institutional projects in Cartagena and Turbaco.
Sources
  1. Camacol, Datos que construyen, 9 de febrero de 2026 (cierre 2025)
  2. DANE, Licencias de Construcción (ELIC), julio de 2026
  3. DANE, Índice de Costos de la Construcción de Edificaciones (ICOCED), agosto de 2026
  4. Minvivienda, ampliación de licencias urbanísticas en zonas afectadas por el sismo, 30 de septiembre de 2026
  5. Vanguardia, cifras de la UNGRD sobre el sismo, 20 de agosto de 2026
  6. Valora Analitik, inicio de obras de Aerocafé, abril de 2026
  7. NSR-10, Título A, Apéndice A-4 (Decreto 926 de 2010)