Parex

Construction materials in Bogotá, paid upfront or on credit

For builders and contractors with projects in Bogotá, Soacha, Chía, Cota, Mosquera, Funza and Madrid. Buy from verified suppliers upfront or with a revolving credit line on 30, 60 or 90-day terms. The supplier gets paid on delivery.

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How to buy materials with Parex in Bogotá

  1. Book a call and tell us about the project you are running and the materials you need.
  2. Choose how to pay. Upfront from your first purchase, or with a revolving credit line on 30, 60 or 90-day terms.
  3. Send your company documents. Within 48 hours of receiving the complete set we tell you whether you qualify for a credit line.
  4. Issue the purchase order to verified suppliers that deliver in Bogotá and the Sabana. The supplier gets paid on the day delivery is confirmed.
  5. Repay on the agreed terms from project cash flows. As you repay, the available amount is released and you can use it again.

Upfront purchases count too. They show us your payment behavior, and with that history we can offer you better financing terms on your next purchases.

The construction market in Bogotá

47,273
new homes sold in Bogotá in 2025, up 21.2% from 2024
+3.5%
home sales in Bogotá in the first half of 2026, one of only 4 regions in the country that grew
−22.3%
housing starts in Bogotá in the first half of 2026 compared with the same period of 2025
+36.8%
licensed construction area in Cundinamarca between January and July 2026

Bogotá held up its sales in 2026 while most regions declined, but housing starts fell. Projects that do break ground need to protect their cash, especially in social housing (VIS), where disbursements arrive later than materials have to be bought. In April 2026 Camacol Bogotá y Cundinamarca reported that 73% of the 920 active projects are VIS and that first-quarter cancellations rose 11.3%.

Where construction is happening

  • Western Sabana (Mosquera, Funza and Madrid). The Regiotram de Occidente corridor, around 54% complete in June 2026 according to the department government, concentrates housing and warehouse projects.
  • Soacha. The TransMilenio extension (phases II and III, 4.4 km and 5 stations) was around 80% complete in August 2026.
  • Metro Line 1 corridor. Works passed 80% completion by June 2026 and keep driving urban renewal along the route.
  • Chía and Cota. Mid and high-end housing projects with demand for finishes.

What to consider when buying materials in Bogotá

  • Intermediate seismic hazard zone. Bogotá and the Sabana municipalities are in the intermediate zone under the NSR-10 building code. Require certified reinforcing steel and concrete with supplier traceability.
  • Zoning. Bogotá’s land-use plan is Decree 555 of 2021. Environmental guidelines for the Sabana are under discussion, so confirm the rules in force with each municipality’s licensing office before committing to large purchases.
  • Logistics. Loading restrictions and freight driving restrictions in Bogotá affect delivery windows. Agree on the delivery schedule with the supplier when you issue the purchase order.

Why buy materials on credit

  • You keep the project’s cash for payroll, labor and progress.
  • One line for several suppliers. Buy steel, concrete, masonry or finishes with the same credit line.
  • The supplier gets paid on delivery. That makes it easier to secure availability and delivery times.
  • Decision within 48 hours of receiving your complete documents.

Frequently asked questions.

Yes. We work with suppliers that deliver in Bogotá and in Sabana municipalities such as Soacha, Chía, Cota, Mosquera, Funza and Madrid. We confirm each supplier’s coverage when the purchase order is issued.

Yes. The credit line helps keep materials purchases going while project disbursements arrive, which in VIS housing tend to lag behind the pace of construction.

Yes. You can pay upfront from your first order. Every upfront purchase shows us your payment behavior, and with that history we can offer you better financing.

Once we receive all your company documents, we tell you within 48 hours whether you qualify for a credit line.

The available amount is released as you repay. You can use it again for new purchases without filing a new application each time.

No collateral is required. Experience with completed and delivered projects is ideal. If the project runs under a regulated real estate trust (fideicomiso), that counts in your favor.

Related

GuideHow to finance the construction materials for a projectConstruction loans, supplier credit, factoring and revolving lines: when to use each.Medellín and AntioquiaConstruction materials in Medellín, paid upfront or on creditProjects in the Aburrá Valley and eastern Antioquia. Upfront or 30, 60 or 90-day credit.Coffee RegionConstruction materials in the Coffee Region, paid upfront or on creditNew builds, retrofits and reconstruction in Pereira, Manizales and Armenia.Barranquilla and AtlánticoConstruction materials in Barranquilla, paid upfront or on creditProjects in Barranquilla, Soledad, Puerto Colombia and Malambo. Upfront or 30, 60 or 90-day credit.Cartagena and BolívarConstruction materials in Cartagena, paid upfront or on creditHousing, hotels and institutional projects in Cartagena and Turbaco.
Sources
  1. Camacol, Datos que construyen, 9 de febrero de 2026 (cierre 2025)
  2. Camacol, Datos que construyen, 21 de julio de 2026 (primer semestre 2026)
  3. DANE, Licencias de Construcción (ELIC), julio de 2026
  4. Portafolio, ventas de vivienda nueva en Bogotá, 17 de abril de 2026
  5. Noticias RCN, avance de la Línea 1 del Metro de Bogotá, julio de 2026
  6. La República, extensión de TransMilenio a Soacha, 14 de agosto de 2026
  7. Gobernación de Cundinamarca, Regiotram de Occidente, junio de 2026
  8. NSR-10, Título A, Apéndice A-4 (Decreto 926 de 2010)